My name is Dr. Paschal Ukwu, PhD, MBA.
I crossed over $200K in student loans completing my doctorate.
I did everything the system asked of us — studied hard, trained for years, delivered outcomes,
supervised, taught — and still found ourselves financially capped by billing codes, job titles,
and “what the role pays.”
CREDARA™ was born from a simple refusal: that this cannot be the final story for highly educated,
high-integrity professionals.
This platform — and everything attached to it: the 7 Pitfalls PDF,
the Credential-to-Capital Briefing, the Field Notes,
and the $1M Verified-Capital Experiment — is our attempt to build a different path.
One where your proof is treated as capital, not just compliance.
If that resonates, you’re exactly who we built this for.
CREDARA™ — Where Credentials Become Capital™.